Real Estate News

Real Estate News

  1. Using a credit card to earn rewards is pretty simple. Just use the card to buy things and youll get cash back or reward points from your credit card company.

    Getting that free money of 5 percent or even more on every purchase is easy, but there are some things you should pay attention to if you want to get the most rewards possible.

    Register for Bonus Categories

    To get the most out of a cash-back credit card, look for a card that gives bonus rewards on

  2. One of the easiest ways to build credit and improve a credit score is to open a secured credit card. Whether youre young and new to credit, or are looking to improve your credit score because of past financial problems, a secured credit card can help.

    Instead of providing a high credit limit like an unsecured credit card does, a secured card uses a deposit that you provide"such as $500"as your credit limit. The credit card issuer pulls money from the deposit if you dont make a credit

  3. To build or buy? Here are the pros and cons of both options…

    Buying Pros:

    You know exactly what youre getting and can inspect the craftsmanship before you purchase it.

    Its a faster and more convenient process.

    Fraud Alerts: How They Can Help You

    Victims of identity theft or fraud may feel they dont have many options to protect themselves. An easy stopgap, however, is to place a fraud alert on your credit report.

    A fraud alert can be placed fairly simply. Contact one of the three major credit bureaus to ask that they place a fraud alert on your credit report, giving potential lenders and creditors notice that someone may be trying to fraudulently use your identity to apply for credit. The three main credit bureaus are Equifax,

  4. Published with permission from RISMedia.